SmartMoney Community Services provides financial services and economic education to underserved individuals in Greater Cincinnati Communities.
We are the leading provider of comprehensive affordable financial services and economic education, empowering families to achieve their financial goals while enhancing the quality of life in our community.
SmartMoney Community Services provides our community with the following services:
Services in partnership with Cincinnati Central Credit
Union Over-the-Rhine branch offers a wide range of affordable
standard banking services ranging from loans, direct
deposit, investment opportunities, checking and savings
Comprehensive Financial Literacy package SmartDollars
and Sense workshops, SmartChange one-on-one financial
counseling, and SmartTax is designed to equip
participants with the knowledge and tools necessary
to achieve economic self-sufficiency. Utilizing workshops,
seminars, one-on-one financial counseling, and free
tax preparation services, participants receive valuable
information on budgeting, effectively managing credit
and pinpointing long-term savings goals.
SmartBusiness is a
pioneer for comprehensive micro enterprise business
training and lending in the urban core of Cincinnati.
The 12-week program assists participants with business
plan development, site acquisition, research, marketing,
personnel and financial management.
Savings Incentive Programs
SmartStep Savings is a matched savings incentive or Individual Development
Account (IDA) program that provides participants with
a 2:1 savings match towards a goal of homeownership,
entrepreneurship, or post-secondary education. Participants
must save for a minimum of 1-year and a maximum of 3,
and are required to complete a 12-month workshop series
covering topics in budgeting, credit, and savings.
The SmartHome Ownership
Workshop is a multi-week course that educates potential
first-time homebuyers on the various aspects of purchasing
a home, such as money management, the role of the realtor,
finding the right house, choosing a mortgage and other
related topics. SmartHome Pre-Purchase Counseling sessions
take a more in-depth look at factors affecting a homebuying
decision such as basic budgeting and clearing up derogatory
N E W S
SmartMoney Community Services is now part of LifeSpan!
Effective January 1 2013, SmartMoney Community Services became a part of LifeSpan. LifeSpan is s private, 501(c)(3) nonprofit, multi-service organization founded in 1945. Last year LifeSpan served ove 13,000 clients in all programs from offices in Hamilton, Middleton, and Mason. As a member of the National Foundation for Credit Counseling, LifeSpan has been offering financial counseling and financial education services since 1981 and served over 3,400 people last year.
This union brings together two well known, highly regarded financial counseling agencies in Southwest Ohio. Together, we will be able to offer new and expanding services to our clients. Please visit the LifeSpan website for more information.
In October 2012, SmartMoney Community Services moved to a brand new location:
Our new address is:
800 Bank Street
Cincinnati, OH 45214